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    Hey guys,

    I apologise should this topic have been already discussed but I am looking for some help.
    I am one of those who got student loan for my GDL and LPC back in 2009 and basically I want to pay off that massive loan. Is there a way, i.e. leeway one can wrestle the banks to accept a lower amount for a full payoff?
    What they quoted me is basically the balance plus interest. Do you have experience or can give me a hint as to how to argue to pay it off at less than the balance?


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